State

Employees can only be set up for states that have been set up at the company level. If you don't see the state or local agency you are trying to set up for your employee, call your service location for assistance to ensure that taxes are calculated accurately.

State Taxes and Disability

State Withholding is an amount of an employee's income that an employer sends directly to the state authority as payment of that individual's tax liability for the year. This is strictly an employee tax. However, employees may elect not to have income tax withheld and reconcile and pay their liabilities on their personal taxes.

Many states have reciprocal agreements allowing residents of certain other states to avoid or reduce tax withholding if certain criteria are met. Contact your state agency for further information.

State Disability Insurance Programs

Disability insurance covers employees who become disabled due to non-work related injury, illness, or pregnancy-related disability. Coverage is designed to provide workers with a percentage of their wages for a short-term period.

Only five states (California, Hawaii, New Jersey, New York, and Rhode Island) and Puerto Rico have state-mandated temporary disability programs for employees. The state programs cover the first six months of disability before social security benefits start. The programs may require contributions from employers, and the employer may be required or allowed to withhold disability contributions from employees’ wages.

All these states except Rhode Island, and Puerto Rico, allow employers to opt out of the state plan and use a private plan; however, the private plan must meet state requirements.

State-mandated disability insurance in California, Hawaii, New Jersey, New York, Puerto Rico, and Rhode Island is set up as a regulation.

Many employers offer disability coverage to their employees as a benefit, but some require their employees to contribute toward premium costs or purchase additional coverage. When an employer has a private disability plan and requires employees to contribute, the employee contributions are set up as post-tax deductions in the payroll application.